1995 Mobile /Manufactured home insurance after Hurricaine Michael

[Kelvin J.]

Hi All. 

About to close with a cash deal on a 1995 manufactured home (mobile home) in the North West Florida near Panama City. Shopping for homeowners insurance is proving extremely difficult, as after hurricane Michael, the insurance companies are very shy.  Does anyone have a line on a carrier that will insure?

Thanks, Kelvin

[Kelvin J.]

@Kelvin J.

Hi all

The company I eventually found is

www.kin.com

They were quick and informative and came up with two quotes, one of which wasn't too expensive.

As a side note, any mobile home from 1995 or older only seems to qualify for insurance up to its CASH VALUE, for 1996 and newer you are covered for it's REPLACEMENT value which is a much higher number and better protects the investment.

Thanks.