Do I need a mortgage loan originator?

[Ben Naught]

Hello BP, I've got questions about the proper way to sell my mobiles that I fix up. What I do is purchase a mobile home. Have it transported to a parks empty pad and set up. After the home is renovated and certified for occupancy I offer the house on a rent to own contract with a non refundable down payment. The title stays in my name until the home is paid off. The total payment for lot rent and house rent goes to me and then I pay the lot rent to the park on each home. Do I need a loan originator to rent to own mobiles in parks? Thanks in advance!