Restructure Note or Demand payment?

[Joe Pitrolo]

I have a note on a mobile home where the borrower has got behind because of work, around a grand. They probably owe 4500.
I'm thinking of restructuring the note for a fee, maybe a longer term and slightly higher interest rate. The other option is to demand payment of past debt or call the note and move on. The borrower has been pretty lax the last six months, job hopping, etc. I'd like to work with them, but I can only do so much. Any thoughts. Has anyone ever done a loan mod on a Lonnie Deal?