Trees in Mobile Home Park - Looking for advice

[Charles Andrews]

Hi All

I'm looking at a very small park (5 units, no park-owned homes, 100% occupied). It needs work, but there are a couple large cottonwood trees that are pretty close to the homes. 

My inclination is to have them removed, as they do present a risk of falling onto somebody's home. 

Having said that, a couple questions:

• *If* a tree were to fall onto somebody's home, would my park owner insurance typically cover damages to a tenant-owned home?
  
• Have any of you removed trees for that reason? Does it seem like a good idea, or am I being paranoid?

Thanks in advance!

[Ryan Groene]

call your insurance company. Have them come inspect the property. Any tree that is not dead and falls is an act of god and Therefor is normally covered. If it’s dead, then insurance does not apply normally