Insuring a MH with No Serial Number

[Jonathan Buerkert]

Does anyone know if a mobile home can be insured if the home's serial number cannot be found? Or does anyone know an insurance company in North Carolina that will insure a mobile home without the serial number?

I bought a mobile home in Boomer, NC in a bulk REO package a few months back and almost immediately owner financed it to the neighbor. When the bank transferred title, the legal description on the deed only included the make and model of the home. The original owner of the mobile home is long gone, and the home was never registered with the city or county. Also, my occupants have been inside and out of the property looking for a serial number, but can't find one. They're telling me that every insurance company they attempt to get a quote from will not insure without a serial number.

Please advise.