Water damage. Condo refusing to cover drywall.

[Russ Marlborough]

I recently had some water damage in my condo that was caused by a small crack in a water feed line to the refrigerator. I had all of the costs covered by the insurance company minus the drywall which I was told was to be covered by the homeowners association. The cost of the new drywall was $1900 and the homeowners association says that is not their responsibility and it is not covered by the insurance of HOA fees. I have looked through the deck pages and all documents I have for the condo and still can't find any clear answer to whose responsibility it is. In everything that I have researched and gotten advice about it seems it should be covered by the homeowners association. Any suggestions?