Contractors charging tax on payments to personal accounts?

[Cliff H.]

Hey folks. Any one else dealing with smaller contractors requesting payment to payment systems like Venmo clearly linked to individual/personal accounts on invoices from their business (and requisite business taxes added)?

This makes me concerned that things like business liability insurance and accountability may be harder to trace back.

Basically beyond the “grow up and get a biz banking/invoicing system with Net30 terms” are there other gotchas to be concerned about here?