Construction Insurance for New Build

[Arash Sayyar]

Hi everyone!

Does anyone have any suggestion on Builder's risk insurance?  I am starting my first New Construction as "Owner/Contractor" and curious if I should go with insurance brokers or big companies like AAA(or similar). Most plans seems to cover basics, but should I be cautious about hiring daily workers (i.e. front of Home Depot,..)

my project is in San Bernardino County (California) area.