Help understanding Mortgage broker fees in Delaware?

[Steve Sauro]

Hello -
I have a lender I've used for 4 deals in MD.  He is creative which helps me.  I just put an offer in and it was accepted in DE.  I thought my lender was licensed in DE but that will not happen until 1.1.22  He referred me to his 'guy' in DE.  He is being up front with me and sent me this.  I'm not sure how to crunch the fees with a loan of 195k.  

Below would be my pricing for this loan, this is an investment property and at 75% LTV on a conventional loan there is a fee charged by the agencies of 2.125% we need to build into the rate/terms.
3.25%, 1.25% points3.325% .75%3.50 .25%
All other 3rd party fees will apply and there is an UW fee of $995 charged by the lender. Please call me to discuss.

Any thought/input are much appreciated.

Thanks!!!