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Updated about 3 years ago, 11/02/2021

User Stats

80
Posts
31
Votes
Brandon Fuhrman
  • Louisville, KY
31
Votes |
80
Posts

Lender messed up my credit

Brandon Fuhrman
  • Louisville, KY
Posted

I went to my small local bank and opened a business account after receiving my EIN. I told the lender I am interested in applying for a business credit card using the EIN. Filled out the application and was approved. Turns out, it was approved under my personal name and not under the business. My goal was to start building business credit, not to have another credit card under my name.

What can I do? I called the bank and explained the situation and they said we can close that account but I don’t want to risk my credit taking a hit. Any thoughts/feedback is appreciated...thanks!!

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