Freelance Friendly Pittsburgh Area Lender

[Chris Collins]

Hey there everybody,

Do you have a recommendation for lenders in the Pittsburgh area who are friendly to freelance professionals? My wife works a traditional W-2 job, but I receive a plethora of 1099s and W-2s from all the different freelance jobs I do in the film industry. We both have credit scores above 800 and have plenty of reserves. We do write off much of our 1099 income, but most of that is depreciation.

We have been preapproved, but based on how much back and forth I’ve had with lenders through this process I am worried about underwriting in escrow. We’re looking for a lender who is able to think outside the box and ask all the right questions up front. We have a thorough loan packet with a description of our work history and financial situation on the cover letter. Any help would be much appreciated!