Commercially zoned property - how to get commercial loan

[Emily Haile]

I own one short term rental property and I’m looking to buy another. I found one I really like it could be a small single family but it’s currently zoned commercial because it used to be a rural grocery/deli. I think with simply modifications it could be the perfect short term vacation rental. I’m pre-approved for a conventional residential mortgage but Since the building is currently zoned commercial in a mixed use zoning area I’m thinking I need a commercial loan? How do I do that if my first rental property is not under an Llc but just my name. How do I qualify for a commercial loan? Other advice here?