Loan on commercial office space

[Tim J]

I'm located in Honolulu, Hawaii and own a fee simple commercial office space in a small (17-unit), prime location building right outside of Waikiki The property is currently free and clear - no liens. I haven't had it appraised, but conservatively, I would estimate the value to be about $330,000. My goal is to borrow at least 60% of the appraised value. If I could go higher on the LTV, I would. But I prefer to keep the rate and terms as low as possible and sacrifice on the LTV. My tax returns are not good (typical real estate investor), but my assets are strong and my FICO is in the mid-700s. Can anyone help?