Preapproval in Tampa Florida

[Bao Chau Tran]

Hi,

Do you guys know of any lender in Tampa Florida that will do preapproval without requiring all the important documentations first (e.g w2, paystubs, tax transcripts etc)?

I would like to sent those documents only when I am under contract. Thanks!

Any recommendations is greatly appreciated :)

Bao

[Nicholas Covington]

@Bao Chau Tran the whole point of get pre approved is to know that you are actually qualified for the loan. It’s impossible to know that without the documentation we should be looking at.

To put if frankly if you don’t have access to your own tax returns, w2s, paystubs, and bank statements on demand, chances are we are going to have other issues. You can pull that stuff within an hour or less.

If you make a lot of money, have money in the bank, and know you have a high credit score then sure, you would know that you are easy to qualify. Most people don’t fall in this boat. Why put a home under contract if at the end of the day you were never qualified to do so?

Take the time to get everything together in one place and store it on your computer in a folder. Then you never have to worry about wasting time asking for someone to give you a letter because you have your stuff already. Simple.

By the time you find someone to do that you could have just gotten your documents together. I can pre qualify someone in 15 mins.