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Updated over 4 years ago on . Most recent reply

Lauren DuBois's profile image
Lauren DuBois's profile image
Lauren DuBois
  • Rental Property Investor
  • from San Diego, CA
  • Member since Oct 25, 2019
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13
Posts
4
Votes
Lauren DuBois's profile image
Lauren DuBois's profile image
Lauren DuBois
  • Rental Property Investor
  • from San Diego, CA
  • Member since Oct 25, 2019
Connect
Lauren DuBois
  • Rental Property Investor
  • San Diego, CA
4
Votes |
13
Posts
Mortgage Brokers & Lenders

FHA possible in San Diego with less than 2 consecutive yrs W2s?

Lauren DuBois
  • Rental Property Investor
  • San Diego, CA
Posted

I am interested in house hacking in San Diego using an FHA loan. The lenders I have spoken to so far are looking for 2 consecutive years of W2's, however, I have a 1.5-year gap when my partner and I traveled between 2018-2019. We now have stable W2 jobs again and are ready to start investing. Is it possible to qualify for an FHA loan without 2 consecutive years working? Prior to traveling, we have both had W2 jobs since 2012.

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