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Updated almost 5 years ago on . Most recent reply

Sean Reaver's profile image
Sean Reaver's profile image
Sean Reaver
  • from Holly Ridge, NC
  • Member since Aug 23, 2016
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Sean Reaver's profile image
Sean Reaver's profile image
Sean Reaver
  • from Holly Ridge, NC
  • Member since Aug 23, 2016
Connect
Sean Reaver
  • Holly Ridge, NC
1
Votes |
5
Posts
Mortgage Brokers & Lenders

Residential vs Commercial Loan

Sean Reaver
  • Holly Ridge, NC
Posted

Hello,

Currently we have 3 duplexes under contract, all beside each other from the same seller. Since they are each considered a “residential” property, I assumed we would be able to get a 30 year fixed rate loan. Our bank is growing it as a commercial loan and is lumping it into one 20 year AM commercial loan. This kills cash flow. Does anyone have any experience with a similar situation and could provide guidance or advice? Thanks in advance!

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