Self-Submission of Loan FHA or conventional allowed?

[Brian Alvela]

Hi Bigger Pockets,

As my title says I'm trying to determine if I'm allowed to submit my own loan application for a home I'm interested in buying. It would be a primary residence. Some background, I'm a newly minted mortgage broker in the State of Florida, and now that I work with several banks instead of 1 as when I did as a direct lender I wanted to know if there are any HUD, Fannie/Freddie Guidelines against this? I've spoken to several banks who I work with regularly who won't allow this, but is this a bank overlay or just across the board not allowed.

Any insight or sources would be much appreciated. 

cheers,