Community Bank or Credit Union?

[Reese Thomas Jr]

So I am currently doing the Brrrr strategy and I just got my property appraised and found out that it has doubled in value. I’m looking to purchase my 2nd rental and instead of doing another residential, I am looking for something bigger (commercial, 6 units or more).

I want to start a HELOC but want to know from others experience, do a community bank or a credit union work better for this line of credit, and wanting to use the HELOC for investing even relevant to the lender?

Any advise is helpful 😀