Delayed Owner Occupancy Mortgage

[Michael Osborne]

I am considering refinancing my former primary residence that is currently a rental due to an overseas assignment with the USG. I plan to move back into the property in August 2020 when I move back to the US. SDFCU will refinance my mortgage as a primary residence but their current rates are 4.25% vs rates below 4% I see online. Does anyone know other lenders that will refinance as a primary residence with delayed owner occupation?