general loan and legal questions before my first

[Victor L.]

Hi all,

I'm committed to start a career as a real estate investor so i'm working on getting myself educated by reading books, blogs, podcasts, asset protection,  analyzing properties in the Dallas-Fort Worth Metroplex (commercial and residential) to a point where I can differentiate the good deals from the bad ones, I've been looking for conventional bank loans to get pre-approved and start making offers,  here is where my first question comes up:

1- Since i'm very close to jump into the "good credit score range" I've been thinking over and over whether I should just go ahead and start applying for loans or wait until I improve my score a little bit more and get a better interest rate because I don't think that my rate will get re adjusted once i'm already approved, right?

2- An area where i'm struggling to get information is in the legal side like how or where to get a reliable leasing contract once I've purchased my first property and want to rent it out

3- Is it a good idea to have an LLC in Texas which offers charging order protection but not anonymity or have a Wyoming LLC owning the Texas LLC ?

4- Are Chase or Wells Fargo good options to start a single member LLC?

In case this is relevant information I'm primarily looking for duplexes, triplexes, fourplexes or commercial multifamily rentals up to 16 units since I don't yet have enough buying power or partners.

I'd appreciate any information you can give me to gear up towards my first property purchase.

Thanks!