How to fund a tiny home?

[Ben Narro]

I am having trouble funding a tiny home on a resort in Fl. The tiny home is around $70k and the small lot is around $70k. Every bank I have talked to is terrified about loaning on a tiny home and even more terrified about loaning on a lot inside a resort. I have 3 other rentals in Fl with lots of equity but not enough to pay full price for this tiny home. I am limited to 70% LTV because they are investment properties. My primary residence only has about $45k I can pull from it which still wouldn’t buy the property. I need to buy the lot cash or find some sort of loan that does not require insurance. Most loans will require insurance but the HOA on this property already has insurance so if the loan company forced me to get insurance it would be a waste. The tiny home profits 1,700 - $2,500 a month. Yes, that’s profit after taxes, HOA ($241 monthly), 20% management fee, and repairs. I wOULD BE uSInG ThE HOME AS AN INVEsTMENT PROPErTY. Property 1 value $230k loan $127k Property 2 value $215k loan $160k Property 3 value $240k Loan $142 ANY IDEaS ON HOW TO MoVE Forward??