FHA 3-4 unit difficulties.

[Brandon Johnson]

Can anyone name a lender that will allow a 3.5% down FHA on a 3-4 units property?

The last two lenders I've sat down with have given the okay for a 2 unit property, but both state that that I cannot do an FHA for a 3-4 unit. I'm beginning to wonder if this is something that simply varies per lender or if I've missed the golden era of house hacking.

[Jeff F.]

@Brandon Johnson

They are lying to you. What they are saying is that their bank wont do it, not that FHA program wont do it. You're likely going to a bigger bank (I had this same issue with "fells wargo"), I simply found another mortgage lender that would do it. Keep looking around, they're out there.