First time investor - Searching for a great lender

[Matthew Sutton]

Hi BP folks,

I will be as brief as I can be and expand in subsequent comments as necessary. I am 25 years old, still living at home (with parents), college graduate (wonderful student loans), and looking to invest in my first multifamily property within 6 months; my focus is buy and hold investing. Over the past few months, I have been reading, studying, and overall educating myself as you can imagine a serious first time investor would do.

I have been sending numerous emails and a few phone calls to various financial institutions looking to see what I may be pre-approved for. Currently, I am at the stage of taking action and, as such, am building a team to support one another, as well as my goals, and to transition out of "aspiring investor".

My main concern at the moment, is my debt to income ratio as it is unfavorable due to my student loans. As I stated, I have begun reaching out locally, but thought that posting on BP is the next logical/smart step.

I am in the Erie, PA area and I am focused on investing locally. If you are reading this and have some advice or contacts that you believe may be able to assist me, given my situation, then I invite you to share not only with myself on this thread, but any others that may be reading this with the same concerns as myself.

Best,

Matt Sutton