Mortgage/Loan in Central, FL for the self-employed

[Sarah Hancock]

Hello all,

I'm in Deland, FL looking to purchase a multi-family home (2 or 3 apartments).

I don't have much for a down payment and was hoping to get an FHA. I've already contacted some local banks and mortgage lending companies with no luck so far. I do not have two years of tax returns as a self employed individual. I do have someone who will co-sign a mortgage with my fiancé and I but will this be enough to get pre-approval?

Thank you for any advice! ***I understand this isn't the ideal situation but we need to move forward.