Questions about property that the bank has charged off?

[Will Sifert]

Sorry if this is not the correct category, I wasn't 100% sure where to post this....

I am interested in purchasing a piece of property that was foreclosed on and the bank purchased it back at the foreclosure sale. I contacted the bank (it is amazing how difficult it is to talk to people there) and got lucky one time (out of many calls) and someone actually provided me with some information. I was told that the property was charged off by the bank. This was several months ago. Recently I started inquiring again, and found someone who is willing to help but they said they are waiting for authorization from the correct department before they can put me in touch with the right person etc etc etc...

From my research I know the bank (BOA) owns the property. They foreclosed on it, their name is on the property tax and there was no other recorded documents showing that it was sold or quit claimed to anyone else since the time that they took it back at the foreclosure sale. It would make sense that they charged it off as the physical building was destroyed by a hurricane (which is why the original owner stopped making payments and let it go) and the only thing that remains is the land.

It's incredibly frustrating how these banks will not cooperate with people who want to buy property from them that they obviously don't want to own. As is stands, the bank is not paying property tax, not paying association dues and has the liability of being the owner of the land.

My question, when it comes to "charged off" properties is there any information that someone here could provide that is familar with how the bank handles the properties, specifically in regards to what I need to do to get in touch with the right person so I can make them an offer to buy the land from them. THanks!