Am I entitled to a denial letter

[Tekoa Glover]

I want to know if I am entitled to a denial letter if I am denied a DSCR loan. One week before closing the lender decided that I had not owned the property long enough. They said for me to come back in 3 months, because I had only owned the property for 9 months. Mind you, I had completed appraisals, credit pulls, and all other tasks that they required. Then I was blindsided by this I asked if i was entitled to a denial of credit in accordance with the Equal Credit Opportunity Act-Regulation B 15 U.S.C. 1691. Also under the Fair Credit Reporting Act.
 Am I correct?