Do I Understand This Right?

[Jamal Atwell]

So if you're using HML to increase your portfolio or using HML to obtain a home you don't have the money for how does the refinancing exit strategy work?

If you weren't able to qualify for the loan in the beginning why would the bank qualify you for the loan after you own it through a HML? Do they use the home as collateral to the loan or something ?

Thanks for any insight