Probability of getting refinanced when doing seller financing?

[Valerie S.]

Hello all! I am new to real estate investing so have many newbie questions.

Let's say tax returns aren't great, but doing a seller financing deal and making perfect monthly payments during the balloon period. Is this good enough to have a high probability of getting refinanced?

How would you ensure you can likely get refinanced before the balloon period ends? Would you suggest asking lenders a year or so earlier to start making sure?