Heloc on a primary residence

[Atanas Angeles]

Hello,

I have a significant equity in my house, where I live. Would love to use a Heloc to fund part of the construction of an 1200 sq ft ADU

I don't know what company or financial institution I should work with for the best terms and rates.   My income is sufficient and credit score around 800.

Do you have any referrals and recommendations, should I call the bank servicing my mortgage?  I've read people say, find a credit union etc.   who should I reach out to?

I would appreciate your advise.

Thank you