Looking for 30 Year Fixed Refi Options

[Elias Lopez]

Does anyone recommend a lender that will do a fixed cash-out refi for 30 years? The property location is in South Texas. 
Preferably 85% loan to appraisal value.  

[Jack Mawer]

Quote from @Andrew Garcia:

Hi @Elias Lopez, your best bet would be to do a conventional or DSCR refinance at 75% LTV then do a HELOC or HELOAN as a second lien for the remaining 10%.

Lending is generally tightening up so finding an 85% LTV cash-out might be tough.

Hope this helps! Let me know if I can be of any assistance.

I agree with Andrew here. It would be nearly impossible to find a lender willing to give you 85% LTV for a cash-out refinance currently. A HELOC to cover the rest could be your best bet.