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Updated over 2 years ago on . Most recent reply

Julie Nealey's profile image
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Julie Nealey
  • Member since Apr 20, 2022
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Julie Nealey's profile image
Julie Nealey's profile image
Julie Nealey
  • Member since Apr 20, 2022
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Julie Nealey
21
Votes |
94
Posts
Mortgage Brokers & Lenders

Possible to refinance a land loan?

Julie Nealey
Posted

I am having a hard time finding a bank/lender, PML that will refinance mixed use undeveloped land, although I have held it for almost 4 years and there is considerable equity. Does anyone know of anyone that does this? 

Seattle, Washington
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Jonathan Taylor's profile image
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Jonathan Taylor
  • Lender
  • from Los Angeles, CA
  • Member since Oct 25, 2017
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Jonathan Taylor's profile image
Jonathan Taylor's profile image
Jonathan Taylor
  • Lender
  • from Los Angeles, CA
  • Member since Oct 25, 2017
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Jonathan Taylor
  • Lender
  • Los Angeles, CA
645
Votes |
916
Posts
Jonathan Taylor
  • Lender
  • Los Angeles, CA
Replied

@Julie Nealey land is hard to find comparable values for so lenders shy away from the risk. HML at low LTV is the best option unless you know someone personally who would lend on it.

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