6 month loan @ 10% down without w2. What are my possibilities?

[Cole Minnis]

I have an off market opportunity for a home at 1.3m that could sell between 1.5 and 1.6m. The house does not need any work done. Basically parking my money in this house until I can sell it. 

Reason for the 6 month period is the owner has mother and father in law living at the house and would like 4-6 month rent back.

figure I’ll give them 2 months free and then $150 per day after that point. Hope they don’t go the full 6 months or even further.

from what I’ve been hearing is conventional loan will be difficult to get. Hard money loan will be expensive. There is a conforming loan option but i would need to come up with 330k. 

Any ideas or suggestions?