Mortgage Brokers & Lenders
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated about 3 years ago on . Most recent reply
![Kevin Lanphear's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1947048/1621516906-avatar-klanphe.jpg?twic=v1/output=image/cover=128x128&v=2)
Any banks that offer less than 15-20% conventional loan downpaymt
I am currently trying to find lenders that offer better than a 15 to 20% down payment for a conventional loan on two investment properties new build SFH in North Atlanta area.
So far I have been using the preferred lenders since they offer $2k from the lender and $2k from the builder towards closing costs, but it’s a 20% down payment.
I don’t close on these properties until June or July 2022 so please let me know if you know of any lenders that I could possibly use.
Thank you so much!!!
Most Popular Reply
![Kevin Lanphear's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1947048/1621516906-avatar-klanphe.jpg?twic=v1/output=image/cover=128x128&v=2)
@Patrick Bavaro thanks. Yeah I’m fully aware of the 10% with a ‘second home’ aka vacation home. But these homes I want will be investment properties and won’t be considered as second homes, or else I would do that every time lol