Agent Intervening in For Sale By Owner

[Yehuda Richman]

Did the real estate agent violate any code of ethics or standards of practice under the following fact pattern:

Seller listed a property online as a for sale by owner.  Without the aid of a real estate agent: the Buyer saw the listing, arranged a viewing directly with the seller, and made an offer on the property directly to the seller. Subsequently, a real estate agent who knew the buyer drew up a contract for the buyer and listed herself as the buyer's agent on the contract. (Agent told buyer that she (the buyer) had nothing to lose by formally submitting the offer contract with a buyer's agent listed since the seller would be responsible to pay the commission to buyer's agent.)

Thank you for your input!