If no commission is taken, does agent still owe broker?

[Ryan Dodge]

Suppose this scenario:

Agent takes 75% broker takes 25% split

Agent is part of a deal where commission is 3% but foregoes it so it's factored into the asking price instead (like instead of offering $100k and taking a 3% fee they offer $97k and 0% fee, basically the same offer just structured differently)

Does the agent still owe the broker money? Thanks!