Special Stipulations Question

[George Ramsay]

Me and my buyers agent are having a bit of a disagreement, and i would appreciate some feedback
As a general precaution ive always put in the special stipulations
"subject to partner's approval"
She feels that this weakens our offer & perfers to add a financing contigency sheet, with financing terms that are all but impossible to get.
I think this adds more unnecessary complexity to the offer, to acheive the same purpose

thoughts?