refiancing 7 houses to a lower rate

[Mary Clark]

I am in a quandary.  I have 12 SF homes in the Houston.  I have some that are paid off and some close to paid off.  I have 7 homes that are owner fianced that I need to get a competitive mortgage rate on.  I do not know if it would be better to get individual mortgages or 1 mortgage to cover all 7 homes.  I have owned these for 1 year in May and they are all rented with positive cash flow.

I would be grateful for any suggestions or referals  to help me get this mortgage problem solved.

Thanks,