Conversing with the other agent

[NA Jones]

Little background:  I am a newly licensed agent.  I haven't had a transaction yet.  I have a couple buyers clients who aren't really motivated, and no listings yet.  Needless to say - I DONT KNOW THE ROPES!  Hahaha.

My husband and I are looking to pick up our first investment property with cash. We viewed a property listed on MLS yesterday that I'd be very interested in - but for the right price. I filled out the feedback form and the selling agent promptly emailed back "Make an offer" (which is just something he does I guess. we've viewed a few of his properties now and he always emails back within an hour the same thing)

What is the protocol here for opening up lines of communication?    Can I respond to his "Make an offer" email with "How much will the bank accept?"  

I just don't know how to be a real estate agent yet :(