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Updated over 3 years ago on . Most recent reply

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Nicholas Chagnon
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Diversifying with Real Estate and Stock Portfolio

Nicholas Chagnon
Posted

I am under contract on my first investment property (owner occupied single family with ADU rental). I am planning to save for a year and try to buy another property.

Do you all only invest in real estate (stick to what works for you) or do you prefer to invest/diversify in stocks? 

I am thinking of doing 25/25/25/25 split for real estate equity, individual stocks, employer retirement account, and cash. What do you do?

  • Nicholas Chagnon
  • Most Popular Reply

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    Jonathan Greene
    #5 Starting Out Contributor
    • Real Estate Consultant
    • Mendham, NJ
    7,598
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    Jonathan Greene
    #5 Starting Out Contributor
    • Real Estate Consultant
    • Mendham, NJ
    Replied

    I think you should be diversifying inside of real estate and out. I hold the bulk of my cash in index funds and stocks and then build my real estate portfolio like an asset portfolio. I like to flip, I like to BRRRR, fix and hold no refi, I like Airbnb, I like self-storage, I like mixed use, commercial, wholetails. New investors with little time to play would be wise to mix in easier, low cash flow, options like turnkey over time, but not as a core.

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