Retired, now looking to invest in SFH's

[Ray Kellogg]

Retired in July and have monies in 401a and 403b. Not interested in rolling over to SD-IRA so is it better to pull the funds out now (avoiding increasing taxes in the future) or purchase SFH ($150k or less with cash flow) with hard money and then cash out refi ? Haven't fully jumped in yet and the concern is that without a job it would be hard to qualify for conventional financing. Heard that you must wait 6 months after owning to pull money out...making it a slower process to grow. Looking for advice.....not interested in getting a job but will do that if it speeds up the process of converting the funds in 401a into real estate (before inflation really takes off). thanks for any advice - this is a great website. - Ray