How to get Down Payment Loan

[Yumiko A.]

Hi everyone! Total noob here. I've always been interested in real estate investing, specifically short-term rentals. Finally pulled the trigger this past summer and bought my first SFH for STR. It's a turn-key house in a coastal town in WA state, where STR is in high demand. We spruced up the place nicely (have a good friend who does interior design). We were very happily surprised by how well it is getting rented out. Getting about 2% (revenue to purchase price).

Now we want to buy another SFH for STR in another top area for vacations in WA state. I've checked with Aloha Capital and they do lend for properties for commercial use but LTV is 80-90%. My question is how do we get the 10% (down payment?)? We don't have a lot of cash and the SFH we just bought doesn't have equity yet since it's so new. Are there any form of down payment loans or bridge loans (?) to get the 10-20% that's not funded by the lenders?

Any tips/advice is greatly appreciated! Thank you!