Just starting, looking at househacks in MA/NH

[Becky Marsh]

Hi everyone! I'm just starting out and hoping to get some advice. I love the idea of house hacking and since I'm a freelancer (with lots of tools!) doing the property management should fit into my schedule fine. My income varies a lot month by month though. It's about half from many w2 jobs and half from 1099 jobs. Does anyone have a lender to recommend? I'm not sure next steps and somewhat worried how a lender would make sense of all this. Fortunately I do have excellent credit. Since I would live there I could use an FHA loan.

I've been looking at Salem and Nashua, NH. Also seeing buildings that should cash flow in Lowell. Any big difference between land-lording in NH or MA? I work all around the Boston area so exact location isn't that critical. Either a duplex or big house with rooms I could rent out would work so I've been doing some practice deals analysis on those.