Cash Return with your own money

[Amanda Lindquist]

Background,

I'm new and I'm trying to get my first buy and hold turn key property with my own money as the down payment.  My husband is for me doing this but wants the money back in a max of 4 years.  

My question is, besides doing a BRRR how fast do you see all your money back out of pure COC return.

I hope this makes since.

[Andrew Syrios]

Just take the cash you're into the property and divide that by your expected cash flow per year. So if you bought a house for cash for $100,000 and it makes $1000/month ($12,000 a year), then it looks like this:

$100,000 / $12,000 = 8.33 years

Let's say you get an 80% loan on the house (i.e. put $20,000 down) and now your cash flow is only $250/month or $3000. Then just divide money down by cash flow:

$20,000 / $3000 = 6.67 years