FHA loan or Hard Money Lender for next project?

[Lisa Araujo]

Hi,

I am just starting out and thinking about buying the next property. A lender I spoke with said I will qualify for a FHA/Fannie mae at 3.5% down or 5% down. It can be a owner occupied single family or multifamily property. Should I do a house hack since I am new or try to find a deal and get a property that needs alot of rehab and do a BRRRR. I would have to get hard money in that scenario. I am thinking since I am new the safer route would be a House Hack but at the same time, I want to be able to pull the money out and go to the next property. Currently I am in a house hack, I live in main house and rent out the ADU. Thank you!