San Antonio Hard Money/Private Money Lenders

[Jacob Mistric]

What are the best Hard and Private Money lenders in San Antonio?  Furthermore, I have a hypothetical situation... I'm still doing my homework before I purchase my first rental.

What if I have a hard money loan that has a term of 6 months, and I can't find a bank that won't refinance until 12 months

I'm thinking the way to prevent this would be to make sure that I have a bank lined up that I know for sure will refinance in 6 months. Either that or go with a hard money lender that has a 12 month term, and a bank that will refinance 6. Is this something I can only find out at the time of refinancing, or can i find out form banks/lenders what their grace periods and terms are before I close on a deal?