New to BP and investing. Need advice for my first opportunity.

[Bryan Presnell]

I’ve remodeled an inherited home in Asheville, NC. There’s no mortgage. I also have an off market option on a close to Asheville (13 min) property that has a 3/1 upstairs, a 1/1 apartment in the basement, and a 2/1 mobile home on the property. The apartment needs minor updating (I can do w/o contractors) the other 2 units are ready to go. My two problems are: 1) I’m in the event industry and have lived on credit cards this past year while I remodeled the inherited property. I go back to work May 1st and I have until mid-July to make the deal. I’m nervous the banks don’t care about my last 15 years before COVID and they only look at the last year. 2) I’m hearing that the mobile means I can’t get a mortgage for the investment even if I qualify at this exact time. I don’t want to finance the inherited home unless that is my only option to get this journey started. I’m sorry for the long post but any advice is more than appreciated. I’ve wanted to get into real estate for a few years now and this could be my chance.