First time buyer- Looking for MF in Hudson/Bergen County (HH)

[Thomas Liggio]

I am 20 years old and would like to know what my steps would have to be to purchase a home as soon as possible as a house hack and later into a 100% efficiency rental. I have 4 credit cards to build my credit score (paying in full each month) and have $6400 in assets. I know it is early in my career but I would like to be proactive while I build cash to make an offer on a multi family (3-4 unit) property that I would plan on house hacking. I would love to put 3.5% down as I will be living in the property. What would my next step be in order to pursue this idea?