General Contractors and insurance

[David Cho]

Hello everyone.  Just have a general question. When hiring  contractors or subcontractors, who are licensed and bonded, should they also be insured aka have general liability insurance and worker's compensation? Is it standard for them to be insured or are people hiring contactors that are not insured?

Thanks for you input!

[Jackson Babcock]

I 100% agree with Paul.  

Also if a contractor tries to talk you out of getting a permit and says you don’t need one, that’s also a red flag. Most projects require a permit and allows for third party inspectors to check the work.