SFH vs. Multifamily (VA LOAN)

[Christian De La Fuente]

Hello everybody!

I’m getting started on my real estate journey at the ripe age of 22 and need your help!

Knowing that I do have time on my side, I am struggling to figure out where to start. I have the incredible opportunity of being able to use a VA loan to purchase a property for 0% down. That being said, I have been pretty set on house hacking a multifamily home. I've noticed that any multifamily home in my price range is in every part of town that is either out right dangerous or aren't allowed through VA lending because of their condition.

Now, knowing that I am looking at doing this until I’m 6 feet under, should I just purchase a primary residence with the intent of turning it into an invest property later down the road or should I wait and keep renting until an opportunity eventually presents itself in the multifamily/house hack area?

Thanks for your time!