Startup Financing for new investors

[Account Closed]

I'm sure you've heard this questions many times before, but I am 26 years old and I am looking to delve into the exciting world of real estate investing. I presently work as an office manager for a real estate company and I am studying to obtain my Maryland license. To make a long story short due to tough economic times I do not have the funds to get started on my own.

I've read about the 203K loan but I am wondering if there are any other ways to obtain startup capitol? Hard money lenders? Commercial bank loans? I have decent credit but I do not have the downpayment or collateral I'm sure I will need.

Also, I am wondering if building a rental portfolio first is a good way to start?